What Are Some of the Best Ways to Increase My Credit Score?

Credit scores aren’t written in stone; they’re a snapshot of your credit file at the time the score is requested. Your credit score can go up or down (or stay the same) as your credit file is updated with new information. So, if you currently have a low score, it doesn’t mean it has to stay low forever. On the flip side, if you have a high score, it doesn’t mean you can stop being responsible with your credit!

Some students have a poor or even non-existent credit score because they simply do not have an established credit history, and this is completely normal especially for high school and college students. (más…)